In Denver, Sandy Patterson is tricked into buying phony identity theft protection from Diana, a Florida con artist, over the phone and he reveals all of his personal information. At work after Sandy clashes with his obnoxious boss, Harold Cornish, he receives a phone call that reminds him he has an appointment at a salon in Florida. Confused, he puts it out of his mind when co-worker Daniel Casey suggests they and several others leave Cornish and start their own firm. Sandy agrees to join them.

When paying for gas, Sandy’s credit card is declined, and the clerk cuts it up. As the credit card company tells him that he has spent thousands of dollars in Florida, he is arrested for missing a court date there. At the Denver police station, Detective Reilly determines Diana has stolen Sandy’s identity. The situation worsens when cops ask Daniel, now his boss, about Sandy’s alleged possession of drugs. Reilly says Sandy’s name was used to buy drugs from someone named Paolo. When the cops say they can do nothing unless the identity thief is in Denver, Sandy offers to retrieve her and convince her to clear his name despite his wife’s concerns.

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